Why Improve Your Indoor Air Quality?
According to the National Center for Environmental Health (NCEH), U.S. CDC, 1999, over half of an estimated 20 million Americans suffering from asthma are more specifically cases of “allergic-asthma.” Allergic asthmatic symptoms occur as a result of inhaling allergens such as mold spores, pollen and dust mites.
It is estimated that 90% of childhood asthma symptoms occurs as a result of exposure to allergens.
Allergic rhinitis is an allergic inflammation of the nasal airways. It occurs when allergens such as mold spores, pollen, dust, skin fragments, or insulation are inhaled. It is estimated that Allergic Rhinitis affects approximately 60 million people in the United States.
According to the EPA, most Americans spend over 90% of their time indoors.
Environmental testing indicates that pollutants within homes are 2-5 times levels in the outside air.
What's In Your Air?
Just about everything that you can think of is either a solid, a liquid, or a gas. The...
Insurance Claims Associated With Water Damage & Mold
Will an Insurance Company Pay For Environmental Testing?
Though terms of insurance policies vary depending on numerous factors, often damages to property associated with rainwater and plumbing leaks are coverable.
Though an insurance company may not suggest environmental testing, they will often approve covering costs associated with testing if the property owner requests it and if their preliminary evaluation of the claim indicates that the claim is coverable.
Scope of Work
The extent of coverable repairs can be influenced by the scope of work defined by an adjuster or repair company, which is often limited to what they can visually observe. Often the scope of work needed to address airborne mold and/or bacteria associated with water damage may be much greater than what can be observed with the naked eye.
Lab analysis for microbiological contamination can indicate that additional work activities need to be performed to reduce levels of contaminants associated with...